1.2 The terms “we/us/our” shall refer to Fundfolio Ventures Private Limited, having our registered office at C9, Nimbus Cloud Villas Mangalapuram, Thiruvananthapuram, Kerala – 695302, and the terms “you/your” shall refer to the users and any other persons accessing or seeking to use the Platform (defined below)
2.1 Our Platform offers comprehensive finance-related news, content and educational information. Further, we offer customized services to various categories of users. You can find out more about our subscription plans here.
2.2 It is your responsibility to ensure that the details provided by you are accurate. Based on the information provided by you to us, you may be provided with a login identification (such as a username and password, or a guest identification or any other identifier). You are solely responsible for all activities that occur under your login identification and must notify us immediately of any unauthorized use or other security breach relating to your login identification.
2.3 Further, you warrant that the information you provide to us is updated, and that you are bound to inform us promptly, if any change occurs in the information provided earlier.
2.4 Our Services include periodic delivery to you of offers, discounts or other information that may be of interest to you based on your stated preferences or your location.
3. Limitation of liability
3.1 We do not guarantee, represent or warrant in any manner that your use of our Services will be uninterrupted, timely, secure or error-free, on account of telecommunication interruptions or other disruptions. We also do not warrant that the Platform and its servers are free of computer viruses or other harmful mechanisms. If your use of the Platform or content therein results in the need for servicing or replacing your computer, mobile or other equipment or data, we are not responsible for any such costs.
3.2 We shall not be liable for any damage to your computer, mobile or other equipment or for loss of data that may result from the download of any content, material, and information from the Platform or use of any software, systems, functionality, or other services on the Platform.
3.3 Our Platform may contain message boards, chat rooms, or other such communication forums (collectively, “Forums”). We may also have presence on social networking websites including but not limited to LinkedIn, Facebook, Twitter, YouTube, Telegram and blogs which are promotional and business initiatives to attract, engage and connect to a larger group of people. We shall not be liable in any way for any content (including, but not limited to, inaccurate, false, erroneous, incomplete, threatening, defamatory, obscene, offensive, infringing, illegal content) posted by third-party users, or for any loss or damage of any kind incurred as a result of the use of any content on our Platform or the Forums or our social networking websites. Further, we shall not be liable for any unlawful acts (including but not limited to posting of non-public information in violation of applicable laws such as SEBI (Prohibition of Insider Trading) Regulations, 2015, misuse of any data, unfair trade practices, fraud, or cyber-crimes) committed by you or your affiliates, relatives, employees or agents. In the event you post information or content that, you know, or reasonably should know, cannot be legally distributed on our Platform or the Forums or our social networking websites, you will be subject to legal action under the applicable laws.
3.4 We (and/or our owners, officers, directors, consultants, contributors, advertisers, affiliates, partners, employees, group companies, agents, representatives or subcontractors or any other associated entities or persons, collectively referred to as the “Associated Entities”) make no representations or warranties, express or implied, with respect to any content, information, features, software, data, system, functionality, statements and Services contained on this Platform for their accuracy, completeness, timeliness or otherwise. They are all provided on an "as is" and "as available" basis. We and/or our Associated Entities hereby disclaim all warranties and conditions with regard to these content, information, features, software, data, system, functionality, statements and Services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, and availability. You understand and accept that the reliance on our Services is solely at your own judgment and risk.
3.5 You agree that, from time to time, we may suspend, modify, restrict or remove our Services for uncertain or indefinite periods of time or cancel the Services at any time, without notice to you.
3.6 You acknowledge that third-party links on our Platform may direct you to third-party sites or pages or applications that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of such sites or pages or applications, and we do not warrant and will not have any liability or responsibility for any third-party materials or websites or pages or applications, or for any other data, information, products or services of any third-parties.
3.7 We may provide you with access to third-party tools which we neither monitor nor have any control over. You acknowledge and agree that we provide access to such tools “as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. Any use by you of optional tools offered through the Platform is entirely at your own risk and discretion; and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
3.8 We and/or our Associated Entities shall, in no event, be liable to you for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this Platform, or for any consequences arising out of information submitted by you, or on account of your inability to use this Platform, or for any content, information, features, software, data, system, functionality, statements and Services obtained through this Platform, or otherwise arising out of the use of this Platform, whether based on contract, tort, strict liability or otherwise.
4.1 You shall indemnify, defend and hold harmless, us and our Associated Entities, from any and all claims and losses imposed on, incurred by or asserted as a result of or related to: (a) your access and use of the Platform, (b) any non-compliance with the terms and conditions hereof, or (c) any third-party actions relating to the access/use of our Platform or our Services, whether authorized or unauthorized.
5. Intellectual property rights
5.1 All content on the Platform (including but not limited to software, text, images, graphics, audio and video) constitutes our exclusive property, and we possess all the intellectual properties therein (“Protected Material”), except the third-party content.
5.2 You shall not copy, modify, reproduce, republish, transmit, post, distribute, use or appropriate the Protected Material in any form without our prior written permission. Unauthorized use of the Protected Material may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties.
7. Entire Agreement
8. Assignment or Transfer
a. We are required to do so by law (for example, where the provision of the Services to you is, or becomes, unlawful), or upon request by any law enforcement or other government agencies;
b. The provision of the Services to you by us is, in our sole discretion, no longer commercially viable;
c. We elect to discontinue, with or without reason, providing our Services (or any part thereof); or
d. In the event we face any unexpected technical issues or problems that prevent the Platform and/or Services from working.
9.3 Termination of your account may include:
a. removal of access to all offerings within the Platform or with respect to the Services;
b. disabling access to the account information, including your personal information, login ID and password, and all related information, files and materials associated with your account (or any part thereof), and any user content uploaded by you; and
c. prohibiting further use of the Services.
9.4 You agree that termination shall be made at our sole discretion and we shall not be liable to you or any third party for any termination of your account (and accompanying deletion of your account information), or your access to the Platform and Services.
9.6 The provisions regarding limitation of liability, indemnification and intellectual property rights shall survive such termination.
10. Force Majeure
A "Force Majeure Event" shall mean any event that is beyond our reasonable control and shall include, without limitation, sabotage, fire, flood, earthquakes, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system or computer network, computer crashes, breach of security and encryption (provided it is beyond our reasonable commercial control), power or electricity failure or unavailability of adequate power or electricity.
11.1 When you use the Platform or send emails or other data, information or communication to us, you agree and understand that you are communicating with us electronically, and you consent to receive communications electronically from us periodically, and as and when required.
11.2 We will communicate with you by email or by notices on the Platform or electronic records on the Platform or on your mobile number which will be deemed adequate service of notice.
12.1 You agree and accept that, any creative ideas, suggestions, information, proposals, plans, feedback or other materials, whether online by email, postal mail or otherwise (“Feedback”), you provide us, shall be deemed to be non-confidential, and we reserve the right to use such Feedback in an manner we deem fit, in any medium, without any restriction.
12.3 Further, by submitting the Feedback, you represent and warrant that:
a. Your Feedback does not contain confidential or proprietary information of anybody including yourself or other third parties. You further agree that your Feedback will not contain defamatory or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Services or the Platform.
b. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any Feedback. You are solely responsible for any Feedback you make and their accuracy. We take no responsibility and assume no liability for any Feedback posted by you or any third-party.
c. We are not under any obligation of confidentiality, express or implied, with respect to the Feedback.
d. You are not entitled to any compensation or reimbursement of any kind from us for the Feedback under any circumstances.
12.4 We may at our discretion, make any modifications or changes to the Platform, the content therein and/or Services on the basis of such Feedback, however, we shall not be obliged to do so. Further, in the event that we makes any changes or modifications to the Platform, the content therein and/or Services on the basis of any such Feedback, you shall not have any rights or title (including any intellectual property rights) in such changes or modifications to the Platform, the content therein and/or Services.
12.5 You hereby waive all rights under applicable laws in relation to any changes or modifications that the Company may make in relation to the Platform, the content therein and/or Services, pursuant to the Feedback.
13. Governing law and jurisdiction
14. Contact Information